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Secured Lending Caveat Loan

Short-term business loan of $250K to $10M secured by a caveat over residential or commercial property, leaving your first mortgage in place, for 1 to 24 months.

Specialist & Private FinanceNon-Cashflow / Asset-Backed FinanceWorking Capital Finance
Source dated 26 Sept 2026
Amount
$250K to $10M
Term
1 mth to 2 yrs
Rate
From 9.7% p.a.
Max LVR
Up to 70%
Enquire about this product

Product details

As published by Secured Lending. Details not published by the lender are marked.

Loan amount
$250K to $10M
Rate
From 9.7% p.a.Starting rate published on the product page with no as-at date; figures as displayed on 2026-09-26.
Maximum LVR
Up to 70%
Term
1 mth to 2 yrs
Security
Property-secured
Structure
Caveat loan
Fees
Application fee of $2,000, payable only on execution of the letter of offer
Documents
No full financials or tax returns
Funding time
Finance within 24 hours; in most cases approved and settled within 24 to 48 hours
Restrictions
Clear business purpose required; property with sufficient equity (residential or commercial); up to 70% LVR
How to apply
Direct with the lender, or through us
Not published by Secured Lending
rate type, repayment frequency, early repayment, time trading, turnover, guarantees
Suitable purposes
Cash flowTax debtEquipmentStock

About Caveat Loan

Secured Lending publishes these details for Caveat Loan: structure caveat loan; loan amount $250K to $10M; term 1 mth to 2 yrs; security property-secured; maximum LVR up to 70%; documentation no full financials or tax returns. Not published by Secured Lending for this product: time trading, turnover, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Secured Lending products

  • ATO Tax Debt Loan: Structure is caveat loan here and term loan for ATO Tax Debt Loan; Secured Lending publishes documentation (no full financials or tax returns) for this product but not for ATO Tax Debt Loan; funding time is finance within 24 hours; in most cases approved and settled within 24 to 48 hours here and finance within 24 hours for ATO Tax Debt Loan; suitable purposes is cash flow, Tax debt, Equipment, Stock here and tax debt for ATO Tax Debt Loan.
  • Bridging Loan: Structure is caveat loan here and bridging loan for Bridging Loan; Secured Lending publishes documentation (no full financials or tax returns) for this product but not for Bridging Loan; funding time is finance within 24 hours; in most cases approved and settled within 24 to 48 hours here and finance within 24 hours for Bridging Loan; suitable purposes is cash flow, Tax debt, Equipment, Stock here and cash flow, Something else for Bridging Loan.
  • First Mortgage Loan: Structure is caveat loan here and term loan for First Mortgage Loan; Secured Lending publishes documentation (no full financials or tax returns) for this product but not for First Mortgage Loan; funding time is finance within 24 hours; in most cases approved and settled within 24 to 48 hours here and as little as 24 to 72 hours from approval in straightforward cases; complex transactions typically 5 business days for First Mortgage Loan; suitable purposes is cash flow, Tax debt, Equipment, Stock here and commercial property, Refinance, Tax debt, Growth for First Mortgage Loan.
  • Second Mortgage Loan: Structure is caveat loan here and term loan for Second Mortgage Loan; Secured Lending publishes documentation (no full financials or tax returns) for this product but not for Second Mortgage Loan; funding time is finance within 24 hours; in most cases approved and settled within 24 to 48 hours here and settlement within 24 hours for qualifying applications for Second Mortgage Loan; suitable purposes is cash flow, Tax debt, Equipment, Stock here and tax debt, Growth, Cash flow, Refinance for Second Mortgage Loan.

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ATO Tax Debt Loan

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Trading
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Source dated 26 Sept 2026
Details for Secured Lending ATO Tax Debt Loan

Bridging Loan

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Rates and other criteria
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Max LVR
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Source dated 26 Sept 2026
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First Mortgage Loan

Short-term private business loan of $250K to $10M secured by a first registered mortgage, for terms of 1 to 24 months.

Amount
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Term
1 mth to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
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Max LVR
Up to 70%
Trading
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Source dated 26 Sept 2026
Details for Secured Lending First Mortgage Loan

Second Mortgage Loan

Short-term business loan of $250K to $10M secured by a second mortgage behind your existing first mortgage, for 1 to 24 months.

Amount
$250K to $10M
Term
1 mth to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 11.95% p.a. fixed
Max LVR
Up to 70%
Trading
Not published
Source dated 26 Sept 2026
Details for Secured Lending Second Mortgage Loan

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