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Moneytech Line of Credit

Line of credit up to $500,000 for paying suppliers, stock and subcontractors, with up to 120 days to repay each drawdown.

Working Capital FinanceCashflow Loans
Source dated 25 Sept 2026
Amount
Up to $500K
Term
Not published
Rate
Rate available on application
Security
Varies
Enquire about this product

Product details

As published by Moneytech. Details not published by the lender are marked.

Loan amount
Up to $500K
Rate
Rate available on application
Security
Varies
Structure
Line of credit
Time trading
12+ months GST registration
Documents
12 months of bank statements
Restrictions
Applicants Australian citizens or permanent residents; clean business and director credit history; each drawdown repaid within 120 days; over $250,000 needs a caveat or mortgage guarantee
How to apply
Direct with the lender, or through us
Not published by Moneytech
rate type, term, fees, repayment frequency, early repayment, turnover, guarantees, funding time
Suitable purposes
Cash flowStock

About Line of Credit

Moneytech publishes these details for Line of Credit: structure line of credit; loan amount up to $500K; security varies; time trading 12+ months GST registration; documentation 12 months of bank statements; suitable purposes cash flow, Stock. Not published by Moneytech for this product: term, maximum LVR, turnover, funding time, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Moneytech products

  • Business Loan: Structure is line of credit here and term loan for Business Loan; loan amount is up to $500K here and $25K to $500K for Business Loan; term is published for Business Loan (up to 3 yrs) but not for this product; documentation is 12 months of bank statements here and 12 months of bank statements; up to date financials not needed for Business Loan.
  • Cash Advance: Structure is line of credit here and invoice finance for Cash Advance; loan amount is up to $500K here and $150K to $1M for Cash Advance; security is varies here and asset-backed for Cash Advance; Moneytech publishes time trading (12+ months GST registration) for this product but not for Cash Advance.
  • Commercial Property Loan: Structure is line of credit here and commercial property loan for Commercial Property Loan; loan amount is up to $500K here and $100K to $2.5M for Commercial Property Loan; security is varies here and property-secured for Commercial Property Loan; Moneytech publishes time trading (12+ months GST registration) for this product but not for Commercial Property Loan.
  • Equipment Finance: Structure is line of credit here and equipment finance for Equipment Finance; Moneytech publishes loan amount (up to $500K) for this product but not for Equipment Finance; security is varies here and asset-backed for Equipment Finance; Moneytech publishes time trading (12+ months GST registration) for this product but not for Equipment Finance.

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