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The Business Loan Store
Commonwealth Bank

Commonwealth Bank Market Rate Loan

Facility for medium to large businesses with an overall limit from $500,000, priced off BBSY with 1 to 6 month rollover periods.

Business Loans
Source dated 25 Sept 2026
Amount
From $500K
Term
Not published
Rate
Rate available on application
Security
Varies
Enquire about this product

Product details

As published by Commonwealth Bank. Details not published by the lender are marked.

Loan amount
From $500K
Rate
Rate available on applicationThe page says the rate is "linked to the Bank Bill Swap Bid rate" and updates at the end of each rollover period of 1 to 6 months. No rate figure or margin published.
Rate type
Variable (BBSY-linked)
Security
Varies
Structure
Term loan facility (BBSY-linked)
Fees
Establishment and security processing fee (amount not published) · Facility fees: line and usage fees (amounts not published)
Restrictions
For medium to large Australian businesses and not-for-profit organisations.
How to apply
Direct with the lender, or through us
Not published by Commonwealth Bank
term, repayment frequency, early repayment, time trading, turnover, documents, guarantees, funding time
Suitable purposes
Growth

About Market Rate Loan

Commonwealth Bank publishes these details for Market Rate Loan: structure term loan facility (BBSY-linked); loan amount from $500K; security varies; suitable purposes growth. Not published by Commonwealth Bank for this product: term, maximum LVR, time trading, turnover, documentation, funding time. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Commonwealth Bank products

  • Agri Green Loan: Structure is term loan facility (BBSY-linked) here and term loan for Agri Green Loan; loan amount is from $500K here and from $10K for Agri Green Loan; Commonwealth Bank publishes security (varies) for this product but not for Agri Green Loan; documentation is published for Agri Green Loan (financial statements, proof of individual income, bank statements, documents showing the eligible loan purpose, and identification.) but not for this product.
  • BetterBusiness Loan: Structure is term loan facility (BBSY-linked) here and term loan for BetterBusiness Loan; loan amount is from $500K here and from $10K for BetterBusiness Loan; term is published for BetterBusiness Loan (up to 30 yrs) but not for this product; documentation is published for BetterBusiness Loan (financial statements, proof of individual income, bank statements and identification may be requested.) but not for this product.
  • Business Green Loan: Structure is term loan facility (BBSY-linked) here and term loan for Business Green Loan; loan amount is from $500K here and from $10K for Business Green Loan; Commonwealth Bank publishes security (varies) for this product but not for Business Green Loan; documentation is published for Business Green Loan (documents detailing the eligible asset or project and proof of how funds will be used (for example quotes, project proposals and budgets).) but not for this product.
  • Business Overdraft: Structure is term loan facility (BBSY-linked) here and overdraft for Business Overdraft; loan amount is from $500K here and from $2K for Business Overdraft; funding time is published for Business Overdraft (instant decision and funds within minutes for eligible applicants) but not for this product; suitable purposes is growth here and cash flow for Business Overdraft.

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More from Commonwealth Bank

Agri Green Loan

Term loan from $10,000 for eligible environmental projects on farms, written as a BetterBusiness Loan or Market Rate Loan.

Amount
From $10K
Term
Not published
Security
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Rates and other criteria
Rate
From 6.49% p.a. variable
Repayments
Not published
Trading
Not published
Source dated 1 Oct 2026
Details for Commonwealth Bank Agri Green Loan

BetterBusiness Loan

Business term loan, unsecured up to $250,000 over up to 7 years, or secured by property from $10,000 over up to 30 years.

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Rates and other criteria
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Repayments
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Source dated 25 Sept 2026
Details for Commonwealth Bank BetterBusiness Loan

Business Green Loan

Term loan for eligible green assets and projects such as renewable energy and electric vehicles, written as a BetterBusiness Loan or Market Rate Loan.

Amount
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Term
Not published
Security
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Rates and other criteria
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Repayments
Not published
Trading
Not published
Source dated 1 Oct 2026
Details for Commonwealth Bank Business Green Loan

Business Overdraft

Business overdraft with unsecured limits up to $250,000 or property-secured limits from $2,000, with interest charged on the amount used.

Amount
From $2K
Term
Not published
Security
Varies
Rates and other criteria
Rate
From 8.75% p.a. variable
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Commonwealth Bank Business Overdraft

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