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Aquamore Short-Term Commercial Loan

Short-term commercial loan of up to $7.5M through approved brokers, secured by a first or second mortgage, for terms up to 24 months.

Specialist & Private FinanceBusiness LoansNon-Cashflow / Asset-Backed FinanceVia broker
Source dated 26 Sept 2026
Amount
Up to $7.5M
Term
Up to 2 yrs
Rate
From 6% p.a.
Max LVR
Up to 75%
Enquire about this product

Product details

As published by Aquamore. Details not published by the lender are marked.

Loan amount
Up to $7.5M
Rate
From 6% p.a.Starting rate from the product page FAQ "What are Common Short-Term Lending Interest Fees and Rates?": "The rate depends on many factors. These are assessed as part of your application. However, the commercial loan rates we offer may be from 6% p.a. (depending on a risk profile), with up to 24-month loan term, and a maximum 75% loan to value ratio (LVR)." The page does not say whether the rate is fixed or variable and prints no as-at date; figures as displayed on 2026-09-26.
Maximum LVR
Up to 75%
Term
Up to 2 yrs
Security
Property-secured
Structure
Term loan
Early repayment
No repayment penalties for small businesses
Documents
Minimum: signed Aquamore commercial loan application form and driver licence identification
Funding time
Response within 48 hours of request; may take several working business days
Restrictions
Commercial purpose only. Business purpose (or investment other than residential property) only; property security required; loans under $300K or over $7.5M, unsecured debt, agricultural assets, construction lending against 'as if complete' assets and owner occupier residential purchases not offered
How to apply
Through a broker or the lender's relationship managers
Not published by Aquamore
rate type, fees, repayment frequency, time trading, turnover, guarantees
Suitable purposes
Cash flowGrowth

About Short-Term Commercial Loan

Aquamore publishes these details for Short-Term Commercial Loan: structure term loan; loan amount up to $7.5M; term up to 2 yrs; security property-secured; maximum LVR up to 75%; documentation minimum: signed Aquamore commercial loan application form and driver licence identification. Not published by Aquamore for this product: time trading, turnover, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Aquamore products

  • Bridging Loan: Structure is term loan here and bridging loan for Bridging Loan; loan amount is up to $7.5M here and $300K to $7.5M for Bridging Loan; Aquamore publishes term (up to 2 yrs) for this product but not for Bridging Loan; Aquamore publishes maximum LVR (up to 75%) for this product but not for Bridging Loan.
  • Commercial Business Loan: Aquamore publishes loan amount (up to $7.5M) for this product but not for Commercial Business Loan; term is up to 2 yrs here and 3 mths to 2 yrs for Commercial Business Loan; Aquamore publishes maximum LVR (up to 75%) for this product but not for Commercial Business Loan; Aquamore publishes funding time (response within 48 hours of request; may take several working business days) for this product but not for Commercial Business Loan.
  • Commercial Property Loan: Structure is term loan here and commercial property loan for Commercial Property Loan; loan amount is up to $7.5M here and $300K to $7.5M for Commercial Property Loan; term is up to 2 yrs here and 3 mths to 2 yrs for Commercial Property Loan; Aquamore publishes maximum LVR (up to 75%) for this product but not for Commercial Property Loan.
  • Secured Business Loan: Loan amount is up to $7.5M here and $300K to $7.5M for Secured Business Loan; Aquamore publishes term (up to 2 yrs) for this product but not for Secured Business Loan; Aquamore publishes maximum LVR (up to 75%) for this product but not for Secured Business Loan; Aquamore publishes funding time (response within 48 hours of request; may take several working business days) for this product but not for Secured Business Loan.

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