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Interactive calculator

Working capital calculator

Calculate the short-term assets left after short-term liabilities and see the current ratio.

Last reviewed 1 October 2026

Enter your numbers

Cash, receivables, stock and other assets expected to turn into cash within 12 months.

Supplier bills, tax and other obligations due within 12 months.

Your entries are calculated on this device. They are not uploaded or saved.

Illustrative result

Working capital
$25,000
Current ratio
1.38 : 1

A current ratio is a snapshot. Review the quality and timing of receivables and stock before drawing conclusions.

How to use this tool

Working capital = current assets − current liabilities. Current ratio = current assets ÷ current liabilities.

A simple example

$90,000 current assets and $65,000 current liabilities give $25,000 working capital.

Assumptions and limits

Positive working capital does not mean cash is available today. Stock and invoices may take time to convert.

General information only. Check your own records and speak with a qualified professional where the decision depends on accounting, tax, legal or financial advice.

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