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The Business Loan Store

Educational check-in

Finance readiness check

Organise the questions and documents you may need before a finance enquiry.

Last reviewed 1 October 2026

A practical check-in

Choose Yes, Not yet or Unsure. There is no score and no information is saved.

1. Can you explain exactly what the funds would pay for?
2. Have you tested repayments against a current cash-flow forecast?
3. Are recent business accounts and tax lodgements available?
4. Do you have a current list of all business debts and repayments?
5. Do you know which assets, if any, you would consider offering as security?
6. Have you written down fees, rate structure and early repayment questions?

Your next steps

Answer the questions above to see tailored prompts. No score will be calculated.

How to use this tool

Answer six preparation questions. The tool suggests practical next steps without scoring you.

A simple example

If your recent accounts are not ready, it points you to the documents checklist and your accountant.

Assumptions and limits

This does not predict eligibility, approval, pricing or a lender outcome.

General information only. Check your own records and speak with a qualified professional where the decision depends on accounting, tax, legal or financial advice.

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