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The Business Loan Store

Interactive calculator

Employee cost planner

Estimate salary plus the super rate and additional on-costs you enter.

Last reviewed 1 October 2026

Enter your numbers

Use the annual amount you expect to pay.

The starting value is an illustration; confirm the rate that applies to this worker.

Estimate leave coverage, insurance, payroll tax where applicable, equipment and training.

Your entries are calculated on this device. They are not uploaded or saved.

Illustrative result

Entered super estimate
$9,600
Illustrative annual cost
$97,600

Check current legal entitlements, insurance and payroll tax separately for your location and workforce.

How to use this tool

Planning total = annual wages + wages × entered super rate + other entered costs.

A simple example

$80,000 wages, 12% entered super and $8,000 other costs total $97,600.

Assumptions and limits

This is a budget aid, not payroll or employment-law advice. Entitlements, super obligations and taxes depend on circumstances; verify with Fair Work, ATO and your payroll adviser.

General information only. Check your own records and speak with a qualified professional where the decision depends on accounting, tax, legal or financial advice.

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