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The Business Loan Store

Educational check-in

Business health check

A private, educational check-in across cash, customers, records and planning. No score or lender assessment.

Last reviewed 1 October 2026

A practical check-in

Choose Yes, Not yet or Unsure. There is no score and no information is saved.

1. Can you see expected cash in and out for the next few weeks?
2. Do you know which products or jobs cover their direct costs?
3. Do you review overdue customer invoices each week?
4. Have you allowed for known tax and super payments in your cash plan?
5. Are your bank records and accounts current enough to make decisions?
6. Do you know how much revenue depends on your largest customer?

Your next steps

Answer the questions above to see tailored prompts. No score will be calculated.

How to use this tool

Answer six practical questions. The tool reflects back areas you understand and areas worth discussing with a professional.

A simple example

If you are unsure when your next three large bills fall due, the result suggests building a short cash-flow forecast.

Assumptions and limits

This is educational only. It does not assess creditworthiness or give financial advice.

General information only. Check your own records and speak with a qualified professional where the decision depends on accounting, tax, legal or financial advice.

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