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La Trobe Financial Development Loan

Interest-only finance for small to medium-sized multi-dwelling or commercial construction projects, from $100,000 over up to 3 years.

Development Finance
Source dated 29 Sept 2026
Amount
$100K to $50M
Term
Up to 3 yrs
Rate
From 9.99% p.a. variable
Max LVR
Up to 70%
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Product details

As published by La Trobe Financial. Details not published by the lender are marked.

Loan amount
$100K to $50M
Rate
From 9.99% p.a. variableStarting rate displayed on the lender page on 2026-09-29; no lender as-at date is shown. Actual rate depends on loan amount and borrower risk grade.
Maximum LVR
Up to 70%
Rate type
Variable
Term
Up to 3 yrs
Security
Property-secured
Structure
Interest-only development loan
Fees
Application fee from 1.50% of the loan amount (excludes valuation and legal fees) · Risk fee of $0
Early repayment
Additional repayments not available; no redraw
Documents
Full or Lite Doc verification
Restrictions
Business or investment purposes only in this directory. For multi-dwelling or commercial construction. Maximum $5,000,000 at 70% LVR or $50,000,000 at 65% LVR; LVR must not exceed 80% of total development cost. Interest-only repayments for up to 3 years.
How to apply
Direct with the lender, or through us
Not published by La Trobe Financial
repayment frequency, time trading, turnover, guarantees, funding time
Suitable purposes
Something else

About Development Loan

La Trobe Financial publishes these details for Development Loan: structure interest-only development loan; loan amount $100K to $50M; term up to 3 yrs; security property-secured; maximum LVR up to 70%; documentation full or Lite Doc verification. Not published by La Trobe Financial for this product: time trading, turnover, funding time, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other La Trobe Financial products

  • Commercial Full Doc Loan: Structure is interest-only development loan here and commercial property loan for Commercial Full Doc Loan; term is up to 3 yrs here and up to 30 yrs for Commercial Full Doc Loan; maximum LVR is up to 70% here and up to 75% for Commercial Full Doc Loan; documentation is full or Lite Doc verification here and last 2 payslips and employer reference, or last 2 years financials for Commercial Full Doc Loan.
  • Commercial Lease Doc Loan: Structure is interest-only development loan here and commercial property loan for Commercial Lease Doc Loan; term is up to 3 yrs here and up to 30 yrs for Commercial Lease Doc Loan; maximum LVR is up to 70% here and up to 75% for Commercial Lease Doc Loan; documentation is full or Lite Doc verification here and full lease agreement for Commercial Lease Doc Loan.
  • Commercial Lite Doc Loan: Structure is interest-only development loan here and commercial property loan for Commercial Lite Doc Loan; term is up to 3 yrs here and up to 30 yrs for Commercial Lite Doc Loan; maximum LVR is up to 70% here and up to 75% for Commercial Lite Doc Loan; documentation is full or Lite Doc verification here and accountant's letter and borrower declaration for Commercial Lite Doc Loan.
  • Commercial Rural Loan: Structure is interest-only development loan here and commercial property loan (rural) for Commercial Rural Loan; loan amount is $100K to $50M here and $100K to $2M for Commercial Rural Loan; term is up to 3 yrs here and up to 5 yrs for Commercial Rural Loan; maximum LVR is up to 70% here and up to 55% for Commercial Rural Loan.

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Details for La Trobe Financial Commercial Lite Doc Loan

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Term
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Security
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Trading
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Source dated 26 Sept 2026
Details for La Trobe Financial Commercial Rural Loan

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