How cash moves
Equity, consultants and approval costs are often committed before construction funding can be drawn. Progress claims, interest and selling costs then fall due before settlements or a completed-stock refinance.
A practical situation
A developer secures a site, seeks DA approval and later needs a construction facility matched to a costed build program and realistic exit.
Illustrative only; no lender acceptance or credit approval is implied.
Common funding needs
- Site acquisition and holding costs
- Planning and DA work
- Pre-construction costs
- Construction drawdowns
- Completion and residual stock
- Refinance or project exit
Questions to prepare
- What stage is the project at and what approvals are in place?
- What are the independent valuation, cost-to-complete and contingency?
- How will the facility be repaid or refinanced?