How cash moves
A salon fit-out and chairs must be paid for before a new location builds repeat bookings. Payroll and rent remain fixed when cancellations or quiet periods reduce receipts.
A practical situation
A hairdresser opens a second salon and needs wash stations, chairs and a buffer for the first months of rent and wages.
Illustrative only; no lender acceptance or credit approval is implied.
Common funding needs
- Salon chairs and wash stations
- Fit-out and signage
- Retail hair products
- New location
- Working capital
Questions to prepare
- How many chairs are used each week?
- What are the lease and fit-out conditions?
- How much revenue comes from services versus retail products?