How cash moves
A studio fit-out and equipment purchase usually precede full membership. Rent and staff continue through seasonal changes in attendance.
A practical situation
A Pilates studio adds reformers and a second room while building recurring memberships to cover the new lease cost.
Illustrative only; no lender acceptance or credit approval is implied.
Common funding needs
- Studio fit-outs
- Exercise equipment
- Opening another site
- Membership growth
- Working capital
Questions to prepare
- What are member retention and utilisation trends?
- How long is the lease?
- How does income vary by season and class type?