Business finance for health & wellness businesses

Funding options for health & wellness businesses.

Health & Wellness Businesses can face the cash-flow and asset decisions common in fitness & wellness, but the detail depends on how the business actually operates. Start with the funding purpose and the timing of receipts and expenses.

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How cash moves

A studio fit-out and equipment purchase usually precede full membership. Rent and staff continue through seasonal changes in attendance.

A practical situation

A Pilates studio adds reformers and a second room while building recurring memberships to cover the new lease cost.

Illustrative only; no lender acceptance or credit approval is implied.

Common funding needs

Studio fit-outs
Exercise equipment
Opening another site
Membership growth
Working capital

Questions to prepare

What are member retention and utilisation trends?
How long is the lease?
How does income vary by season and class type?

Relevant structures

Finance types to understand

These structures may address the needs above. The lender will assess the business, purpose, security and its own published or unpublished industry policy.

Equipment & Asset FinanceMachinery, tools, technology and business assets funded against the asset itself.Explore Working Capital FinanceLines of credit, revolving facilities and overdrafts to smooth day-to-day cash flow.Explore Business LoansSecured, unsecured, short and long term loans for almost any business purpose.Explore Business Acquisition FinanceBuy an existing business, franchise or a partner's share.Explore

Compare published product details.

Use the marketplace to compare amounts, purposes, security and documentation. Industry selection alone does not establish eligibility.

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