How cash moves
Equipment upgrades and vehicle stock can consume cash quickly. Margin, stock age and customer payment terms matter more than sales volume alone.
A practical situation
A repair workshop wins a fleet maintenance contract and adds a hoist, diagnostic tools and parts inventory.
Illustrative only; no lender acceptance or credit approval is implied.
Common funding needs
- Workshop equipment
- Vehicle inventory
- Parts stock
- Premises
Questions to prepare
- How is revenue split across service, parts and vehicle sales?
- How old is stock?
- Are fleet invoices paid on agreed terms?