Business finance for agribusiness

Funding options for agribusiness.

Agribusiness can face the cash-flow and asset decisions common in agriculture & farming, but the detail depends on how the business actually operates. Start with the funding purpose and the timing of receipts and expenses.

Explore funding needs Browse products

How cash moves

A seasonal forecast is different from cash already received. Repayment frequency needs to fit the actual production and sale cycle.

A practical situation

A grower purchases inputs months before harvest and wants to avoid selling produce early solely to pay suppliers.

Illustrative only; no lender acceptance or credit approval is implied.

Common funding needs

Seasonal inputs
Machinery replacement
Livestock or crop production
Land or shed purchase

Questions to prepare

What are the production and sale dates?
How volatile have yields and prices been?
What land, machinery or inventory can support a facility?

Relevant structures

Finance types to understand

These structures may address the needs above. The lender will assess the business, purpose, security and its own published or unpublished industry policy.

Working Capital FinanceLines of credit, revolving facilities and overdrafts to smooth day-to-day cash flow.Explore Equipment & Asset FinanceMachinery, tools, technology and business assets funded against the asset itself.Explore Commercial Property FinanceBuy, build or refinance commercial, industrial and retail property.Explore Trade FinancePay overseas and local suppliers now and repay once goods are sold.Explore

Compare published product details.

Use the marketplace to compare amounts, purposes, security and documentation. Industry selection alone does not establish eligibility.

Open the Product Finder